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How to be financially atmanirbhar?

Take Control

Track & manage multiple bank accounts, credit cards, expenses, loans, insurances, investments, property, and retirement funds simultaneously to achieve desired financial growth & security.

Achievable Goals

With our personal finance planning and management assistance, you can learn & set your own short-term & long-term goals, track & analyze through our App, and achieve your dreams.

Manage Efficiently

India’s one of its kind, an easy-to-use mobile app that helps you decide a better course of action for your money with the help of smart and personalized insights based on your spending habits.

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OUR NEWS & BLOGS

A SMART tip for your Financial Goals

Nifty is trading nearly twice as compared to March 2020, levels and still many are …

Understanding the basics of finance 

Finance is defined as the management of money and includes activities such as investing, borrowing, …

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Emergency funds are very different from a savings account concerning their purpose. Emergency funds should be liquid and very easily accessible. While a savings account does not keep pace with inflation, it is for the long term “saving the money” purpose. In India, the two funds can be blended by storage. This translates that, an emergency fund can be stored in a savings account.
Emergency funds can be used in the case of: -Losing out on income. -Medical emergency -Family emergency -Housing emergency -Last minute travel
In India, there is no specific type of accounts that hold Emergency funds. Because of this, the money can be put into a savings account or even mutual funds, as both the solutions are easily accessible in case of an emergency and liquid too.
There are situations where using a credit card might not be a bad solution, but it can only be considered if you are ready to pay off your debt by the due. And if the former one is true, it may lead to a great credit score, which can benefit you with taxes.